SCCU Visa® Platinum Credit Card
Rewards that fuel family life.
From weekend road trips to movie nights on the couch—earn cash back on what your family actually uses. Gas, streaming, groceries, and everything in between. Plus, a low rate to keep your budget happy.
Cardholder Agreement & Application Disclosure (PDF)
*See rates, rewards, fees, and other cost information.
By applying, you acknowledge you can access and retain these disclosures.
Low Intro APR. Everyday Rewards.
- 0% Intro APR57– For six months on purchases and balance transfers.
- Low Ongoing Rate – A variable APR applies after the introductory period.
- No annual fee – Keep more of what you earn with fewer ongoing costs.
Simple cash back, built for real life.
Redeem cash back directly to your SCCU account in Online or Mobile Banking.
Built-In Benefits
Card Controls & Alerts
Manage your card, set alerts, and track activity in Online & Mobile Banking.
Real-Time Fraud Alerts
Get notified of suspicious activity and respond quickly.
Visa Zero Liability® Policy
You’re protected from unauthorized transactions.
Contactless Payments
Tap to pay for a secure, convenient, and touch-free way to check out.
Digital Wallet Compatibility
Add your card to mobile wallets for secure payments online, in apps, or in stores.
Automatic Card Updates
Visa Account Updater® (VAU) helps keep recurring payments working after reissue.
| Rewards |
Redeem cash back directly to your account!33 |
|---|---|
| Intro APR* |
0.00% APR* for the first 6 billing cycles. Applies to purchases, balance transfers, and cash advances made within the first 6 months of opening your account. |
| Standard APR* for Purchases |
Rates as low as 14.74% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Standard APR* for Balance Transfers |
Rates as low as 14.74% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Standard APR* for Cash Advances |
Rates as low as 14.74% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Annual Fee |
$0 |
| Cash Advance Fee |
$0 |
| Balance Transfer Fee |
$0 |
| International Transaction Fee |
1% of the converted transaction amount |
| Other Fees |
Late Payment Fee: up to $27 |
| Minimum Finance Charge |
$0.50 |
| Credit Line Amounts |
Minimum: $1,000 |
Quick Links
FAQs
▸ Does the SCCU Visa Platinum Credit Card have an annual fee?
No. There's no annual fee.
▸ How do I redeem my cash back rewards?
You can view and redeem your rewards balance anytime in Online or Mobile Banking.
▸ What’s the minimum credit limit on the SCCU Visa Platinum Credit Card?
They have a minimum credit limit of $1,000.
▸ Does SCCU Visa Platinum Credit Card cash back rewards expire?
No. Your reward points have no expiration date while your account is open and in good standing.
▸ How can I apply for a SCCU Visa Platinum Credit Card?
Apply Online or log in to Online or Mobile Banking, by selecting Loan Center and Apply Now.
